What is Personal Possessions Insurance and How Much Cover Do I Need?
You mobile phone is never far from you, and you catch up on work on your laptop while on the daily commute. You carry a bag, which contains a purse or wallet, and maybe you wear a smartwatch on your wrist. If you add all these items together, they can amount to several hundred, or […]
How to Make Sure Your Contents Insurance Covers You
Replacing the contents of your home can be incredibly costly, often running into tens of thousands of pounds. Taking out contents insurance is a sound investment, but how do you make sure it covers your needs? Cover up Making sure you have the right amount of cover is the first step to ensuring your policy […]
I Have a Digital Business: Do I Need to Insure it?
What damage can an online business possibly need to be insured against? If you’re not shipping physical goods to customers or visiting them in their homes, surely insurance is an unnecessary expense? Wrong. Read on to find out why your online digital business needs a robust insurance policy. Data breach Dealing with clients primarily through […]
Breaking-in is Hard to Do
When you consider home security it’s easy to overlook areas that are out of sight, such as your shed and garage. However, it’s crucial to keep these areas secure, protecting them from thieves and reducing the risk of items inside being used to gain entry to your home. Most sheds are constructed from timber, which […]
I Have a Pre-existing Condition — How Will it Affect my Life Insurance?
Living with a health condition is hard, made even more frustrating by seemingly the simplest of things, such as taking out life insurance. Insurance providers have a list of health conditions that you must declare when taking out a policy; including asthma, cancer, diabetes, epilepsy, heart disease, obesity, kidney disease, and even anxiety. All you […]
Why Honesty Makes for the Best Policy
Insurance premiums are based on risk; the higher risk you are, the more likely you are to make a claim. Claims cost insurance companies money and they need to offset this, hence high risk policies often costing more than those deemed low risk. To reduce premiums, people sometimes withhold the truth from their insurers, reducing […]