My Property Value Has Increased — Does This Affect My Insurance?
Buildings insurance is inarguably essential cover for homeowners, protecting against loss or damage in the event of fire, explosions, floods, storms and earthquakes. However minimal the risk of these events, taking out insurance is a pre-requisite for most mortgage lenders and, even if you have purchased you property outright, is advisable. In order to take […]
Flood Insurance — What You Need to Know
Flood insurance is usually included as standard on most buildings insurance policies, but there are a few things you need to know to make sure your policy is the right one for you. Read on to find out more about the ins and outs of flood insurance. What is a flood? This might sound simple, […]
How Much Home Insurance Cover Do I Need?
We’ve said it before and we’ll say it again: the cheapest insurance cover is rarely the one that is best for your circumstances. With that in mind, when you take out home insurance, you will need to make sure that not only do you get the best value for money, but that the policy you […]
Should You Really Go Compare?
Moustachioed gentlemen have long since hollered the benefits of comparing insurance providers’ quotes before choosing which to purchase, but is this really the best way to get the most appropriate insurance for your money, or could it, in fact, potentially cost you more? The speed at which comparison sites throw up quotes is the main […]
I Work With Freelancers – Do I Need to Insure Them?
Working with freelancers has many benefits, not least because you don’t have to worry about their tax or national insurance contributions, taking a huge administrative weight off your mind. But the procedures and legalities around whether you need employers’ liability insurance are far more complex and rely on several variables. Read on to find out […]
Do I Need to Insure my Restaurant?
Your restaurant business has taken off. You have a stream of customers, tables are booked up months ahead and your chefs are the crème de la crème. It’s everything you dreamed of — your passion is now your livelihood, so what could possible go wrong? Life is full of surprises, and they aren’t all the […]